THE TRUTH ABOUT INSURANCE CLAIMS
Most consumers going through a property damage claim express concern that the process is overwhelming. It can certainly be a daunting process that seems to be built on secrecy and a lack of clarity. It is actually quite common for restoration companies to tell consumers that they must deal with their “preferred suppliers”. This is simply not true, and many of their “preferred suppliers” offer limited choices with inflated prices. It is important to note that there are no free floors and if a restoration company or their preferred suppliers inflate the real value of their products then the claim against your policy will be higher than necessary and this will most certainly have an affect your future rates. Overinflated rates that are charged for installation services can also have adverse affect on your future policy rates. It is imperative that policy holders get a detailed and itemized list for all products and services that are being charged to your policy so you can compare with actual fair value pricing in the marketplace.
The simple truth is that the insurance company wants you to go away. Of course they prefer that you go away happy because that is good for future business, but they are motivated to close your file and the reality is that restoration company is motivated by the amount of profit potential that each claim can provide. In most cases you are better off to take the buyout and deal with the company of your choosing. Laminate Warehouse is here to help!